ottonova is currently building the sign-up process in English. Please do not hesitate to get in touch with our English-speaking insurance experts. They'll answer all your questions and help you to create your account.
Your fair supplementary dental insurance
Three powerful tariff options - the right one for every need. With the ottonova app you receive quick reimbursements and remind you of preventative dental check-ups. You also benefit from an easy overview in your dental timeline and no hassle of any extra paperwork.
Über diese Bausteine kannst du die Tarife deinem Bedarf anpassen.
(inkl. Implantate & Inlays):
(inkl. Implantate & Inlays):
(inkl. Implantate & Inlays):
Economy Class
from - monthly
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Business Class
from - monthly
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First Class
from - monthly
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Premium services |
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No waiting period
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Monthly cancellation
after 2 years minimum term |
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Fast reimbursement
Invoices are usually reimbursed within a few days - digital and uncomplicated |
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Concierge-Chat Service
We make your appointment bookings, answer detailed questions about your tariff, set the appointment reminder and much more |
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Dental Scale Limitation
In the first 4 insurance years, some benefits from the tariffs are limited. The first insurance year begins at the start of the contract and ends on December 31 of the year in question. |
1. insurance year (IY): €800 1. - 2. IY in total max.: €1,600 1. - 3. IY in total max.: €2,400 1. - 4. IY in total max.: €3,200 from 5. insurance year on: unlimited |
1. insurance year (IY): €800 1. - 2. IY in total max.: €1,600 1. - 3. IY in total max.: €2,400 1. - 4. IY in total max.: €3,200 from 5. insurance year on: unlimited |
1. insurance year (IY): €800 1. - 2. IY in total max.: €1,600 1. - 3. IY in total max.: €2,400 1. - 4. IY in total max.: €3,200 from 5. insurance year on: unlimited |
1. insurance year (IY): €800 1. - 2. IY in total max.: €1,600 1. - 3. IY in total max.: €2,400 1. - 4. IY in total max.: €3,200 from 5. insurance year on: unlimited |
1. insurance year (IY): €1,000 1. - 2. IY in total max.: €2,000 1. - 3. IY in total max.: €3,000 1. - 4. IY in total max.: €4,000 from 5. insurance year on: unlimited |
1. insurance year (IY): €1,000 1. - 2. IY in total max.: €2,000 1. - 3. IY in total max.: €3,000 1. - 4. IY in total max.: €4,000 from 5. insurance year on: unlimited |
1. insurance year (IY): €1,000 1. - 2. IY in total max.: €2,000 1. - 3. IY in total max.: €3,000 1. - 4. IY in total max.: €4,000 from 5. insurance year on: unlimited |
1. insurance year (IY): €1,000 1. - 2. IY in total max.: €2,000 1. - 3. IY in total max.: €3,000 1. - 4. IY in total max.: €4,000 from 5. insurance year on: unlimited |
1. insurance year (IY): €1,250 1. - 2. IY in total max.: €2,500 1. - 3. IY in total max.: €3,750 1. - 4. IY in total max.: €5,000 from 5. insurance year on: unlimited |
1. insurance year (IY): €1,250 1. - 2. IY in total max.: €2,500 1. - 3. IY in total max.: €3,750 1. - 4. IY in total max.: €5,000 from 5. insurance year on: unlimited |
Dental Treatment & Prostheses |
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Professional Dental Cleaning & Preventive Measures
Professional Dental Cleaning, Other Preventive Measures, Caries Risk Assessment and Fissure Sealing |
up to €70 per insurance year | up to €70 per insurance year | up to €80 per insurance year | up to €80 per insurance year | up to €70 per professional dental cleaning, max. €140 per insurance year | up to €70 per professional dental cleaning, max. €140 per insurance year | up to €100 per professional dental cleaning, max. €170 per insurance year | up to €100 per professional dental cleaning, max. €170 per insurance year | up to €90 per professional dental cleaning, max. €180 per insurance year | up to €110 per professional dental cleaning, max. €200 per insurance year |
Dental Treatment
Periodontal and root canal treatment and composite fillings |
100%70% for treatment by a private dentist | 100%70% for treatment by a private dentist | 100%70% for treatment by a private dentist | 100%70% for treatment by a private dentist | 100%70% for treatment by a private dentist | 100%70% for treatment by a private dentist | 100%70% for treatment by a private dentist | 100%70% for treatment by a private dentist | 100%70% for treatment by a private dentist | 100%70% for treatment by a private dentist |
Dental Prostheses
(including implants and inlays) |
70%40% for treatment by a private dentist | 75%40% for treatment by a private dentist | 70%40% for treatment by a private dentist | 75%40% for treatment by a private dentist | 85%55% for treatment by a private dentist | 90%55% for treatment by a private dentist | 85%55% for treatment by a private dentist | 90%55% for treatment by a private dentist | 100%70% for treatment by a private dentist | 100%70% for treatment by a private dentist |
Functional analysis and aunctional therapeutic benefits
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70% | 75% | 70% | 75% | 85% | 90% | 85% | 90% | 100% | 100% |
Supplementary Anaesthesia Services
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100%70% on treatment by dentist not registered with the German statutory health insurance Up to €300 per insurance year |
100%70% on treatment by dentist not registered with the German statutory health insurance Up to €300 per insurance year |
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Orthodontia |
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Orthodontia for children
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100%55% on treatment by dentist not registered with the German statutory health insurance Up to €1,500 in 10 insurance years for KIG 3-5 |
100%55% on treatment by dentist not registered with the German statutory health insurance Up to €1,500 in 10 insurance years for KIG 3-5 |
100%55% on treatment by dentist not registered with the German statutory health insurance Up to €1,500 in 10 insurance years for KIG 3-5 |
100%55% on treatment by dentist not registered with the German statutory health insurance Up to €1,500 in 10 insurance years for KIG 3-5 |
100%70% on treatment by dentist not registered with the German statutory health insurance Up to €2,000 in 10 insurance years for KIG 1-5 |
100%70% on treatment by dentist not registered with the German statutory health insurance Up to €2,000 in 10 insurance years for KIG 1-5 |
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Orthodontia for adults
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100%in case of accident or when reimbursable by the statutory health insurance 70% on treatment by dentist not registered with the German statutory health insurance Up to €2,000 in 10 insurance years |
100%in case of accident or when reimbursable by the statutory health insurance 70% on treatment by dentist not registered with the German statutory health insurance Up to €2,000 in 10 insurance years |
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This is a summary of the coverage details with an overview of maximum rates and reductions. Please note that this overview is not conclusive. The tariff and insurance conditions as well as the conditions of the insurance contract apply in each case. In these you will find all details such as concrete requirements and limitations for the reimbursement.
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