New to Germany and trying to find out how health insurance works? Having questions? Here are the answers.
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Moving abroad can be challenging. Let us make it easy for you: Get to know the German healthcare system and find out how you can make the most of your time as an expat in Germany.
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Backdating in health insurance
With backdating, private health insurance brings forward the start of insurance. You can find out when this is useful at ottonova.
cancel private health insurance
Private health insurance can be canceled with a notice period of 3 months. Everything about important deadlines and special reasons for canceling here in the guide.
changing private health insurance plans
If you've been a member of private health insurance for a while, it may be worth optimizing your health insurance. How to change your private health insurance plan!
sample application for private health insurance
The sample application is a non-binding application for private health insurance. Read about the benefits and how to submit it.
What is rooming-in?
Sick kids need support. Thanks to supplementary hospital insurance with rooming-in, you can accompany your child to hospital.
No Claim Bonus
A no-claim bonus is a feature that rewards you for not filing any health insurance claims in a policy year by receiving a portion of your annual premium back. Our guide breaks down how this bonus works.
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Expat survey: Is Germany too cold and unfriendly?
We asked expats in Germany about their job and social life satisfaction and biggest hurdles in Germany. They were also asked about their job and how long they plan to stay. In this article, we summarize the survey results and provide insights into the development and characteristics of the expat population in Germany, as well as their working and living conditions.
Private health insurance explained simply
Private health insurance is an option for those seeking individual health insurance solutions that meet the needs of the insured. But insurance companies and their many technical terms are not always easy for insured persons to understand. Our ABC on private health insurance clarifies.
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Unpaid leave in Germany offers employees the opportunity to take time off work for various reasons without receiving regular salary. It allows for flexibility in managing personal and family needs, ensuring a healthy work-life balance.
Private health insurance Germany calculator
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Health insurance Germany in unemployment
What happens to your German health insurance if you become unemployed? Can you remain insured and can you stay in your private health insurance? Find all the information here!
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