New to Germany and trying to find out how health insurance works? Having questions? Here are the answers.
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Moving abroad can be challenging. Let us make it easy for you: Get to know the German healthcare system and find out how you can make the most of your time as an expat in Germany.
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Incoming insurance Germany
When visiting Germany, having the right health insurance is essential. Incoming insurance in Germany offers coverage for expats, tourists, business travelers, and students, protecting you against medical emergencies, illnesses, and accidents. This insurance is a legal requirement for visas and residence permits, ensuring you have access to necessary medical care during your stay. Read everything you need to know in this article.
Backdating in health insurance
With backdating, private health insurance brings forward the start of insurance. You can find out when this is useful at ottonova.
cancel private health insurance
Private health insurance can be canceled with a notice period of 3 months. Everything about important deadlines and special reasons for canceling here in the guide.
What is rooming-in?
Sick kids need support. Thanks to supplementary hospital insurance with rooming-in, you can accompany your child to hospital.
No Claim Bonus
A no-claim bonus is a feature that rewards you for not filing any health insurance claims in a policy year by receiving a portion of your annual premium back. Our guide breaks down how this bonus works.
Expat survey: Is Germany too cold and unfriendly?
We asked expats in Germany about their job and social life satisfaction and biggest hurdles in Germany. They were also asked about their job and how long they plan to stay. In this article, we summarize the survey results and provide insights into the development and characteristics of the expat population in Germany, as well as their working and living conditions.
Unpaid Leave Germany: A Comprehensive Guide to Employee Rights
Unpaid leave in Germany offers employees the opportunity to take time off work for various reasons without receiving regular salary. It allows for flexibility in managing personal and family needs, ensuring a healthy work-life balance.
Student Residence Permit Germany: A Guide for International Students
If you want to study in Germany, obtain a student visa or residence permit, or ensure a smooth and legal stay in the country - a guide for International Students! Find all the important information here!
How to Start a Business in Germany
When starting a small business in Germany, it is important to understand the legal and administrative requirements. Find all the important information here!
Pharmacies & Medicine in Germany
German pharmacies play a crucial role in providing prescription medication and non-prescription drugs. Find out how pharmacies work and how to get medicine in Germany!
Health insurance Germany in unemployment
What happens to your German health insurance if you become unemployed? Can you remain insured and can you stay in your private health insurance? Find all the information here!
Social Security in Germany
How does the Social Security System in Germany work? What parts does it have? Find all the important information here!
German payslip explained
A payslip — or Lohnabrechnung in German — shows you how your wages or salary is structured. Find every detail about your German payslip explained in our article!
Child sickness benefit Germany
Your child is sick, and you are at home? We explain whether you receive child sickness benefit from your health insurance or whether you continue to receive pay when you care for a sick child and can't work.
Preventive care in private health insurance
More than 40% of Germans avoid preventive health care. But these examinations make a lot of sense! We explain which treatments are worthwhile at what age and what distinguishes preventive examinations in private health insurance from public treatments.
Insurance card
When you take out German health insurance, you will likely receive an insurance card or some other form of member ID. But how does it work?
Maternity benefits & private insurance: Who is entitled?
What about maternity benefits for patients with private insurance? How much is the maternity benefit and how long is it paid? We have all the answers to the most important questions about maternity benefits and private health insurance for you.
Maternity protection period
From when does the statutory maternity protection period apply? How many weeks after the birth does it last? And who is entitled to maternity pay during this period? We have all the information for pregnant women who want to get their start in life with a child sorted out in good time.